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The Fair Credit Reporting Act (FCRA) limits the amount of time that negative information can be reported on a credit report. Some of the most common time frames are: • 7 years for late payments, collections, judgments, and chapter 13 (repayment) bankruptcies • 10 years for chapter 7 (liquidation) bankruptcies • 2...
Credit Used Wisely
Credit Used Wisely information on how to handle credit in today's society
The Debt Collective
We are debtors and allies organizing to renegotiate and resist our debts. Alone, our debts are a burden. Together, they make us powerful.